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NEWS & EVENTS

Prioritizing Your Wants and Needs as a Homebuyer in Today’s Market

There’s no denying mortgage rates are higher now than they were last year. And if you’re thinking about buying a home, this may be top of mind for you. That’s because those higher rates impact how much it costs to borrow money for your home loan. As you set out to make a purchase this winter, you’ll need to be strategic so you can find a home that meets your needs and budget. Danielle Hale, Chief Economist...

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You Could Build Your New Home in Central GA from the $200s!

You have two unique opportunities to build your new construction home in Central Georgia starting from the $200s! For commuters and anyone looking for an easy pace of life, Central Georgia offers plenty of opportunities for both work and relaxation. That’s exactly the kind of lifestyle our builder partners at My Home Communities are creating for their customers - and just the kind of life you can create for your family in our two featured...

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What You Want To Know If You’re Pursuing Your Dream of Homeownership

If you’re a young adult, you may be thinking about your goals and priorities for the months and years ahead. And if homeownership ranks high on your goal sheet, you’re in good company. Many of your peers are also pursuing their dream of owning a home. The 2022 Millennial & Gen Z Borrower Sentiment Report from Maxwell says: “Many young adults have demonstrated their resolve to embark on the journey toward homeownership soon. More than half of millennials and Gen Zs...

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Tamra's Tips: Advantages of a 2-1 Buy Down for Sellers and Buyers

A Temporary rate buydown loan is just as it sounds. The interest is temporarily bought down using seller concessions for years 1 and 2 of the loan. Year 1 is the lowest, with rates rising in year 2 and then settling at the original market rate for year 3.   In our current rate environment, the 2-1 Buydown is a great mortgage option for buyers and sellers; here’s why: Seller: Buydown is paid through seller concessions...

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What Buyers Need To Know About the Inventory of Homes Available for Sale

  If you’re thinking about buying a home, you’re likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market. If this sounds like you, here’s one key factor that could help you with your decision: there are more homes for sale today than there were at this time last year. According to Calculated Risk, for the week ending in November 18th, there were...

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Mortgage Rates Will Come Down, It’s Just a Matter of Time

This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year fixed mortgage rate has doubled this year, severely limiting homebuying power for consumers. And, this month, the average rate for financing a home briefly rose over 7% before coming back down into the high 6%...

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Discover Luxury Farmhouse Estate Homes For Sale in Jefferson

Discover exactly the living space you want, it's for sale in a Modern Farmhouse-style barndominium home that makes way for years of unforgettable living here in Jefferson. When it comes to space, style, and comforting luxury, the Modern Farmhouse philosophy of home design has set the standard that’s creating exceptional living experiences for families and homeowners of all kinds. This style has grown since its entry into the spotlight, and the culmination of it all...

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Home Equity: A Source of Strength for Homeowners Today

Experts agree there’s no chance of a large-scale foreclosure crisis like we saw back in 2008, and that’s good news for the housing market. As Mark Fleming, Chief Economist at First American, says: “. . . don’t expect a housing bust like the mid-2000s, as lending standards in this housing cycle have been much tighter and homeowners have historically high levels of home equity, so there likely won’t be a surge in foreclosures.” Data from the Mortgage Bankers Association (MBA) helps tell...

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VA Loans Can Help Veterans Achieve Their Dream of Homeownership

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits. Here are some things you should know about VA loans before you start the homebuying process. What Are VA Loans? VA home loans provide a pathway to homeownership for those who have served our nation. The U.S....

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Sell Your House Before the Holidays

As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or size of your current home no longer meets your needs, finding a house that better suits your lifestyle may be a top priority for you. But with today’s cooling housing...

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